Bank of Baroda’s standalone net profit rose 35.8% to Rs 6,532 crore in the quarter ended Sept. 30, while the lender also reported higher income and lower bad-loan ratios.
Net interest income reached Rs 13,026 crore, up 9% from a year earlier. The measure is the difference between interest earned and interest paid. Non-interest income climbed 95.8% to Rs 6,881 crore, a faster increase than net interest income.
Operating profit rose 50.9% to Rs 11,430 crore. Net profit compares with Rs 4,809 crore in Q2 FY26, the year-earlier quarter. PTI reported that the result was the bank’s highest-ever quarterly net profit.
The bank’s gross non-performing asset (NPA) ratio declined to 1.78% from 2.16% a year earlier. Its net NPA ratio fell to 0.37% from 0.57%, showing declines in both reported bad-loan measures.
As of Sept. 30, global advances totaled Rs 15,12,448 crore, up 18.3% year over year. Global deposits stood at Rs 17,45,435 crore, a 16.4% increase. Advances grew faster than deposits over the period, based on the reported rates.
The profit and income figures are standalone, while the advances and deposits figures are described as global. The filing identifies the reporting period as Q2 FY27, covering the three months ended Sept. 30, 2026. Bank of Baroda also scheduled media and analyst meetings for Oct. 30 alongside the results.
