Canada’s federal financial consumer agency is using November’s Financial Literacy Month to encourage discussions about banking, borrowing and fraud, saying that talking about money can strengthen confidence in household decisions.
On Oct. 30, the Financial Consumer Agency of Canada (FCAC) announced its 2026 campaign under the theme “Talk Money.” FCAC is the federal body responsible for protecting Canadians who use financial products and services. It describes financial literacy as the skills to make informed choices and the behaviors that support positive financial outcomes. The campaign aims to make money a more routine subject for conversation as people consider future needs and learn from others’ experiences.
FCAC says embarrassment or stigma may discourage people who have experienced fraud from speaking about it. Sharing what happened can help others spot warning signs and learn where to get assistance, the agency said.
The campaign also urges Canadians to check whether their banking arrangements still fit their needs. FCAC said product choices, fees and promotional deals change, making regular discussions and reviews useful for comparing available services.
FCAC Commissioner Shereen Benzvy Miller said financial literacy can help people handle real-life decisions, including managing debt, choosing financial services, taking out a mortgage and guarding against fraud.
FCAC said the annual observance takes place each November and began in 2011. The agency also cited a study where young women’s financial confidence and behaviors rose significantly following an effort to prompt conversations about finances.
Individuals can share a memorable money conversation through the campaign’s “If your wallet could talk…” activity. FCAC is encouraging organizations to describe the effects of their financial literacy programs with #FLM2026 and #TalkMoney, register their November activities and share educational resources.
