KBC Group NV reported an unfloored, fully loaded Basel 4 Common Equity Tier 1 ratio of 14.4% as Q2 2026 closed, 3.46 percentage points above the European Central Bank’s 10.94% minimum.
KBC said Tuesday the ECB kept its Pillar 2 Requirement at 1.95% and Pillar 2 Guidance at 1.00% of risk-weighted assets after the 2026 Supervisory Review and Evaluation Process. The group’s overall CET1 requirement under the Danish Compromise remained at 10.94%, unchanged from the second quarter.
KBC’s breakdown lists a 4.50% Pillar 1 requirement and a 1.10% P2R figure. It also includes a 2.50% capital conservation buffer, a 1.50% buffer for other systemically important institutions and 1.34% in countercyclical buffers. KBC said that last figure includes future changes announced by local authorities.
