California’s 2026 income schedule sets one-person low-income ceilings above $100,000 in San Francisco, San Mateo and Santa Clara counties, affecting access to designated affordable-housing programs.
The California Department of Housing and Community Development (HCD) lists a $117,700 annual limit for one-person households in San Francisco County and San Mateo County. The corresponding ceiling in Santa Clara County is $113,700.
The schedule applies to state and local programs legally tied to HUD’s limits; other programs may set different income ceilings and eligibility definitions.
HCD says HUD adjusts the figures for household size and local housing markets where costs are unusually high relative to incomes. HCD carries forward earlier, higher limits when an annual update would lower them.
HCD says this safeguard has been in place since 2013 and is intended to help preserve and expand affordable rental housing. The agency says the policy benefits households served by housing providers and the wider public. The 2026 state limits took effect June 23, HCD says.
