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Visa Moves USD Coin (USDC) Prefunding for Visa Direct Payouts Into Commercial Deployment

Inyo Global is the first enabler in Visa’s initial rollout; access depends on customer eligibility and geography.

Updated 2 min read
A clerk enters a payout at a neighborhood money-transfer counter in Queens, New York City. (AI-generated image / EconoTimes)
A clerk enters a payout at a neighborhood money-transfer counter in Queens, New York City. (AI-generated image / EconoTimes)

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Visa has put a stablecoin funding option into commercial use for Visa Direct payouts, allowing eligible Inyo Global clients to prefund cross-border transfers with USD Coin (USDC) instead of depending only on traditional funding windows.

Visa’s announcement dated Oct. 15, 2026, names Inyo Global as the first enabler in the initial rollout. Inyo is a Visa Direct processor serving money transmitters, fintechs, banks and payment businesses. The launch brings the option into commercial use for eligible clients.

A business can supply USDC before Visa Direct sends a cross-border payout. Visa described the process as near real time, giving clients another way to meet funding needs without relying only on traditional funding windows. The announcement concerns how businesses fund payouts; it does not say recipients are paid in USDC.

For domestic and international transfers, Inyo’s broader payout platform covers more than 180 countries, Visa said. That figure covers the overall platform, while access to USDC prefunding depends on eligibility and geography and is subject to applicable requirements. Visa did not list the markets where the option is available.

Robson Dantas, Inyo Global’s chief product and technology officer and co-founder, said clients can use the feature at any hour through the API connections they already have with the company.

The rollout follows Visa’s 2025 experiments with stablecoin prefunding and payouts through Visa Direct. In a Sept. 30, 2025, announcement, Visa said select partners would test stablecoins as an alternative to fiat for funding payouts. The company presented the pilot as a way for banks, remitters and other financial institutions to gain flexibility in managing cross-border payout liquidity; it did not report measured savings or results.

“The next chapter for stablecoins is adoption,” said Vira Platonova, Visa Direct’s global head. Visa said Platonova was scheduled to discuss stablecoins and global money movement at Money20/20 USA sessions the following week, though it did not give session dates. The Oct. 15 announcement named no customers and provided no transaction volumes.

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