A Nov. 4 tally shared by crypto commentator X Finance Bull put wallets holding at least 1 million XRP (XRP) at 2,147, marking the year's high and the highest reading since December 2025.
Eighteen wallets joined the count in its final three days; the full 10-day change was 28. The balance threshold provides no information about who controls the counted wallets or whether any are institutionally held. X Finance Bull said he suspected “institutions are positioning,” though the tally offers no evidence to confirm that interpretation.
Santiment reported Oct. 26 that its cohort of wallets holding at least 10 million XRP had 46.87 billion XRP, about 68.5% of supply. That higher-threshold concentration measure, detailed in EconoTimes' earlier report on Santiment's larger-balance cohort, totals balances rather than counting wallets above the 1-million-XRP mark. It does not identify the cohort's owners.
