South Korean customers in their 20s retained less of their checking-account balance after payday than older groups, according to NH NongHyup Bank analysis reported by The Korea Herald.
After 30 days, customers in their 20s had 48% of their initial checking balance, while customers in their 40s had 57%. The figure reached 76% for those 60 and older.
On average, workers had 57% of their monthly pay left one day after payday, 35% after five days and 22% after 10 days. By month-end, 3% remained.
The Korea Herald said the bank drew on first-half 2026 records from customers with monthly net pay of 1 million won ($750) or more. Median checking-account balances differed by age: 750,000 won for customers in their 20s and 3.56 million won for those 60 and older.
