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Jonquil Lowe

Jonquil Lowe

Senior Lecturer in Economics and Personal Finance, The Open University
Also a personal finance practitioner, working with a variety of independent, consumer-facing organisations and financial services providers, including the Money Advice Service and Which?, carrying out consultancy, commissioned research, authoring financial capability materials and creating interactive financial capability tools.

Past head of Money Research Group at Consumers' Association/Which? and past editor of research journal, Consumer Policy Review (Blackwell's/Consumers' Association).

Some pensioners are pretty well off. But how many can afford to lose the winter fuel payment?

Sep 16, 2024 07:17 am UTC| Insights & Views Life

The governments plan to restrict pensioners winter fuel payment to households getting pension credit has been easily if grudgingly passed by parliament. This was despite a strong case for delaying the move to explore...

The Conservatives are pledging a ‘triple lock plus’ for UK pensioners – here’s what it means

Jun 04, 2024 06:31 am UTC| Politics

If re-elected, the Conservatives have pledged to introduce a triple lock plus that the party says would pull millions of pensioners out of paying tax. Their plan would ensure that pensioners tax-free personal allowance...

Budget 2024: experts react to the UK government’s last roll of the economic dice ahead of a general election

Mar 07, 2024 09:24 am UTC| Insights & Views Economy

The spring budget of 2024 was widely seen as a chance for UK Chancellor Jeremy Hunt to inject some economic optimism into British politics ahead of a general election. Would he or wouldnt he cut income tax? (He wouldnt.)...

Six ways the upcoming autumn statement could affect your personal finances

Nov 19, 2023 05:55 am UTC| Politics

The UK chancellor Jeremy Hunt will have limited room for manoeuvre when he makes his autumn statement about the governments financial plans on November 22. The government is committed to supporting the Bank of Englands...

Pensions: how yours may have been affected by recent market turmoil

Oct 21, 2022 06:19 am UTC| Business

The early signs are that the financial markets have been appeased by the governments October 17 decision to reverse two-thirds of its September mini-budget tax cuts. Yields on gilts which represent long-term borrowing...

National insurance rise: what do upcoming tax changes mean for me? An expert explains

Mar 27, 2022 14:16 pm UTC| Economy

April 6 marks the start of the new 2022-23 tax year and the day most workers start to pay a new tax: the health and social care levy. For one year only, the levy will take the form of a 1.25 percentage point increase in...

Five top tips for managing your personal finances during coronavirus

Aug 01, 2020 14:58 pm UTC| Investing

When it comes to money, coronavirus has split the nation. Financial stress dominates for many of the 9.5 million employees on furlough, potentially facing unemployment as the scheme unwinds, and for those whose small...

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Economy

EA's $15B Debt Offering Draws $25B in Investor Demand Amid Credit Market Turmoil

Investor appetite for large-scale leveraged buyouts remains surprisingly robust, as demand for Electronic Arts (NASDAQ: EA) nearly $15 billion debt package has surged to approximately $25 billion. The offering, led by...

Federal Reserve Crisis: DOJ Standoff Threatens Powell's Succession and Rate Stability

A deepening legal battle between the Federal Reserve and the Department of Justice is rattling financial markets and raising serious questions about the future of U.S. monetary policy leadership. At the center of the...

U.S.-Iran War Escalates: Marines Deploy, Strait of Hormuz Closure Drives Global Oil Crisis

The United States is sending an additional 2,500 Marines to the Middle East as the ongoing war between the U.S., Israel, and Iran enters its third week with no clear end in sight. The deployment includes the USS Boxer...

Gold Prices Extend Losing Streak, On Track for Worst Weekly Loss Since 1983

Gold prices continued their downward trend on Friday, marking eight consecutive days of losses and heading toward their steepest weekly decline in over four decades. Spot gold dropped 3.4% to $4,494.44 per ounce, while...

Iran War Fears Send Oil Prices Surging as U.S. Weighs Ground Troop Deployment

Oil prices climbed sharply on Friday despite a volatile trading session, as alarming reports of potential U.S. ground troop deployment into Iran rattled energy markets already under significant stress. Brent crude futures...

Politics

Trump's Shifting War Goals Against Iran: A Timeline of Contradictions

Since launching joint military operations with Israel against Iran on February 28, President Donald Trump and his administration have struggled to maintain a consistent narrative around the conflicts objectives, duration,...

Cuba Rejects U.S. Demands to Remove President Diaz-Canel Amid Ongoing Negotiations

Cuba has firmly pushed back against reports that its political leadership or governmental structure could be part of any negotiation with the United States. Deputy Foreign Minister Carlos Fernandez de Cossio made clear at...

U.S. Prosecutors Scrutinize Colombian President Petro in Drug Trafficking Probes

Colombian President Gustavo Petro has emerged as a peripheral figure in two separate U.S. federal criminal investigations tied to narco-terrorism and drug trafficking, according to a source familiar with the matter who...

Trump Signals U.S. Nearing End of Military Goals in Iran War, Shifts Hormuz Responsibility to Regional Nations

President Donald Trump announced on Friday that the United States is close to achieving its military objectives in the Iran war, signaling a potential drawdown of American forces. In a post on Truth Social, Trump also...

Federal Judge Blocks Pentagon's Restrictive Press Access Policy

A federal judge has struck down the Trump administrations controversial Pentagon press policy, delivering a significant victory for press freedom advocates and independent journalism across the United States. U.S. District...

Science

SpaceX Pivots Toward Moon City as Musk Reframes Long-Term Space Vision

SpaceX CEO Elon Musk has revealed a significant shift in the companys near-term space exploration strategy, announcing that SpaceX is now prioritizing the development of a self-growing city on the Moon rather than focusing...

SpaceX Prioritizes Moon Mission Before Mars as Starship Development Accelerates

Elon Musks SpaceX is shifting its near-term space exploration strategy, choosing to prioritize a return to the Moon before pursuing missions to Mars, according to a recent Wall Street Journal report citing sources familiar...

NASA and SpaceX Target Crew-11 Undocking From ISS Amid Medical Concern

NASA has confirmed that the agency, in coordination with SpaceX, is targeting no earlier than 5 p.m. Eastern Time (2200 GMT) on Wednesday, January 14, for the undocking of the SpaceX Crew-11 mission from the International...

Neuralink Plans High-Volume Brain Implant Production and Fully Automated Surgery by 2026

Elon Musks brain-computer interface company Neuralink is preparing for a major expansion, announcing plans to begin high-volume production of its brain implant devices and transition to a fully automated surgical procedure...

Jared Isaacman Confirmed as NASA Administrator, Becomes 15th Leader of U.S. Space Agency

The U.S. Senate has officially confirmed billionaire private astronaut Jared Isaacman as the new NASA administrator, making him the 15th leader in the agencys history. The confirmation, which took place on Wednesday, marks...

Technology

Palantir's Maven AI Earns Pentagon "Program of Record" Status, Reshaping Military AI Strategy

Palantir Technologies (NASDAQ: PLTR) is drawing renewed investor and industry attention after the U.S. Department of Defense officially designated its Maven Smart System as a program of record, a classification that...

Amazon's "Transformer" Phone: Can It Succeed Where Fire Phone Failed?

Amazon is quietly developing a new smartphone, codenamed Transformer, marking the companys return to mobile hardware more than a decade after its Fire Phone disaster. According to sources familiar with the initiative, the...

Judge Dismisses Sam Altman Sexual Abuse Lawsuit, But Sister Can Refile

A federal judge has dismissed a sexual abuse lawsuit filed against OpenAI CEO Sam Altman by his sister Annie Altman, ruling that the claims were too old to pursue under current law. However, U.S. District Judge Zachary...

Trump White House Unveils National AI Policy Framework for Congress

The Trump administration released a sweeping artificial intelligence policy framework on Friday, urging Congress to establish unified federal legislation that would override fragmented state-level AI regulations across the...

Jeff Bezos Eyes $100 Billion Fund to Transform Manufacturing With AI

Amazon founder Jeff Bezos is in early-stage discussions to raise a massive $100 billion investment fund focused on acquiring manufacturing companies and accelerating their automation through artificial intelligence. The...
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