An EconoTimes perspective

Pål Vik

Senior Research Fellow, University of Salford

Senior Research Fellow, University of Salford Dr Pål M. Vik is a Senior Research Fellow in sociology at Salford Business School and director of the research unit Community Finance Solutions. His research focuses on how households and businesses excluded from accessing banking services manage their money, the consequences for society and individuals, and the ethical alternatives to commercial high cost credit. Over the past 15 years, he has worked on over 40 funded research projects on the topic and has published over a dozen academic papers