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Cross River Adds Ripple USD (RLUSD) to Its Fintech Payment System

Fintech firms can connect through an API without building blockchain infrastructure; service is currently available in a limited number of states.

Updated 1 min read
Cross River Bank’s headquarters stands on Linwood Avenue in Fort Lee, New Jersey / EconoTimes.ai
Cross River Bank’s headquarters stands on Linwood Avenue in Fort Lee, New Jersey / EconoTimes.ai

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Cross River is extending its payment platform to Ripple USD (RLUSD), giving fintech clients access through the bank’s Core Operating System (COS). The integration was announced Oct. 15, and access is currently limited to some states.

Cross River’s COS gives fintechs an API route to add RLUSD without building blockchain infrastructure. The bank’s platform also handles ACH, wire transfers and real-time payments.

Cross River introduced a service for stablecoin and fiat transactions on Nov. 24, 2025. The latest integration adds RLUSD and the XRP Ledger (XRPL) to that offering. EconoTimes previously covered Cross River’s RLUSD integration.

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