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iOS 17.4 Unlocks Real-Time Apple Card Transactions in New Apps, Beyond Mint

Real-time tracking of Apple Card transactions now available on iOS 17.4, extending beyond Mint's previous exclusivity.

Apple Card users gain expanded budgeting app options with iOS 17.4, allowing real-time transactions outside Mint, a new report claimed.

Closing Mint's Integration Gap: Apple Expands Apple Card Support to Third-Party Budget Apps

In 2022, Mint introduced support for the Apple Card; however, Apple did not offer comparable integration capabilities for other third-party applications. At the start of the year, however, Intuit merged Mint into Credit Karma, leaving former Credit Karma users needing a means to monitor their Apple Card transactions. Apple Cash, Apple Card, and Apple Savings accounts are now compatible with specific budget applications, as per MacRumors.

Just in time for users to adopt a new service, Apple has extended support for Apple Cards to additional third-party applications, as Mint accounts are scheduled to cease operations on March 23. As of now, Monarch, YNAB, and Copilot are budgeting applications that have added Apple Card support.

Streamlined Financial Management: iOS 17.4 Enhances Integration for Budgeting Apps

In addition to numerous other updates and new features, iOS 17.4 includes a significant modification for personal finance applications. Budgeting applications can import information from Apple Card, Apple Cash, and Apple Card Savings accounts.

You may recall that Apple Card integration with Mint was previously available, 9to5Mac report. However, due to Intuit's shutdown of Mint in January, no budgeting application supported direct Apple Card integration. iOS 17.4 modifies this by providing a novel method for developers to retrieve this data.

Applications including Copilot, YNAB, and Monarch Money have already incorporated this functionality.

"New: Track the Apple Card, Apple Cash, and savings automatically through Copilot. There is no need to import any files or track them manually. To get started, simply add a new account through the Accounts tab," Copilot states in the release notes for an update.

Using Copilot to link an Apple Card will initiate a streamlined procedure seamlessly incorporated into iOS 17.4. You will be prompted to specify which accounts and how much of your transaction history you wish to import. Copilot then provides direct access to the details of your Apple Card, Apple Cash, and Apple Card Savings Accounts, in addition to the accounts of your other financial institutions.

Photo: Avery Evans/Unsplash

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