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SEATTLE, May 23, 2017 -- The 30-year fixed mortgage rate on Zillow® Mortgages is currently 3.73 percent, down seven basis points from this time last week. The 30-year fixed mortgage rate fell early last week, then hovered around 3.75 percent before settling at the current rate on Monday.
“Mortgage rates fell sharply mid-week last week, touching their lowest levels since November, as markets reacted to political drama in Washington, D.C. by scaling back expectations for legislation that could boost economic growth and push interest rates higher,” said Erin Lantz, vice president of mortgages at Zillow. “Rates recovered about half of the mid-week decline as the initial political panic subsided but remain near their lowest levels of the year. This week, several Fed speeches, FOMC meeting minutes, and Q1 GDP data could move rates in addition to ongoing political developments.”
Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers on the Zillow Mortgages site and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.
The rate for a 15-year fixed home loan is currently 2.98 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 2.87 percent.
Below are current rates for 30-year fixed mortgages by state. Additional states’ rates are available at: http://www.zillow.com/mortgage-rates.
| State | Current 30-Year Fixed Rate (5/23/17) | Last Week’s 30-Year Fixed Rate (5/16/17) | Change in Basis Points | ||||
| California Mortgage Rates | 3.72 | % | 3.79 | % | -7 | ||
| Colorado Mortgage Rates | 3.72 | % | 3.81 | % | -9 | ||
| Florida Mortgage Rates | 3.73 | % | 3.79 | % | -6 | ||
| Illinois Mortgage Rates | 3.75 | % | 3.82 | % | -7 | ||
| Massachusetts Mortgage Rates | 3.72 | % | 3.77 | % | -5 | ||
| New Jersey Mortgage Rates | 3.73 | % | 3.79 | % | -6 | ||
| New York Mortgage Rates | 3.85 | % | 3.89 | % | -4 | ||
| Pennsylvania Mortgage Rates | 3.71 | % | 3.81 | % | -10 | ||
| Texas Mortgage Rates | 3.70 | % | 3.77 | % | -7 | ||
| Washington Mortgage Rates | 3.75 | % | 3.80 | % | -5 | ||
About Zillow Mortgages
Zillow Mortgages, operated by Zillow, Inc., is a free, open, and transparent lending marketplace, where borrowers connect with lenders to find loans and get the best mortgage rates. Borrowers anonymously submit loan requests and receive an unlimited number of custom mortgage quotes with real rates directly from thousands of competing lenders. Zillow Mortgages also provides mortgage calculators, mortgage advice, mortgage widgets, and lender directories.
Zillow is a registered trademark of Zillow, Inc.
Media Contact: Catharine Neilson, Zillow [email protected]
