Ripple Prime Ignites US Institutional Crypto Revolution

Fresh off its $1.25 billion Hidden Road acquisition, finished in October, Ripple has launched Ripple Prime, a digital asset spot prime brokerage platform suited for US institutional customers, on November 3, 2025. With flawless cross-margining against swaps, CME futures, and alternatives for maximizing portfolio management, this allows OTC spot trading throughout top cryptocurrencies, including XRP and RLUSD. By bringing FX, digital assets, derivatives, swaps, and fixed income under one roof, the platform helps institutions with their trading plans. Calling it a "complete package" to span conventional and crypto markets, Michael Higgins, international CEO of Ripple Prime, welcomed it.

Ripple snatched up Palisade, a digital wallet and custodian company, on November 4 in a quick follow-up to support its infrastructure with Multi-Party Computation (MPC), zero-trust architecture, multi-chain capability, and DeFi connection. Targeting fintechs, crypto natives, and businesses, this "wallet-as-a-service" technology links with Ripple's bank-grade vaults to provide end-to-end solutions ranging from secure long-term storage to real-time payments and Treasury operations. Pointing to the company's $4 billion M&A spree this year, which includes Hidden Road, Rail, and GTreasury, President Monica Long highlighted businesses as the "next huge wave of crypto adoption." Enhanced custody, trusted by institutions like Absa, BBVA, DBS, and Societe Generale, now enables high-speed applications including subscriptions and on/off-ramps.

The launches align very well with RLUSD's achievement of exceeding $1 billion in market cap in under a year, therefore generating institutional liquidity and trading pairings on Ripple Prime. With post-regulatory clarity as its leverage, this assertive American expansion propels Ripple into direct competition with established prime brokers, hence presenting compliant routes for digital asset integration. Ripple is creating the foundation for TradFi's crypto acceptance by combining payments, custody, and trading, therefore possibly unleashing trillions in institutional flows among expanding stablecoin and XRP utilization.