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Andrew Schmulow

Andrew Schmulow

Andy was admitted to a BA Honours LLB in the University of the Witwatersrand, and a PhD in the University of Melbourne. He is an Advocate of the High Court of South Africa, and the Principal of Clarity Prudential Regulatory Consulting, Pty Ltd. He is also a former Senior Research Associate in the School of Law, University of Melbourne. He is currently a Visiting Researcher in the Oliver Schreiner School of Law, University of the Witwatersrand, Johannesburg, and in the Centre for International Trade, Sungkyunkwan University, Seoul. From July 2016 he will take up a position as a Senior Lecturer in the Faculty of Law, in The University of Western Australia, Perth.

You can access his research at
http://ssrn.com/author=2352825
https://wits.academia.edu/DrAndySchmulow
https://www.researchgate.net/profile/Dr_Andy_Schmulow

APRA fiddles on bank risk while Rome burns

Feb 21, 2017 02:56 am UTC| Insights & Views Law Central Banks

Australian Prudential Regulation Authority (APRA) chairman Wayne Byers has made it clear the bank regulator will be cracking down on bank capital levels this year. Bank capital reserves are a loss-absorber, designed to...

Banking royal commission should be paid for by banks

Apr 12, 2016 01:30 am UTC| Insights & Views Business

There are cultural and ethical malpractices prevalent in Australian banks which our regulations do not address, and which our regulators have struggled to contain. Those malpractices appear to be spreading, and our banks...

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Economy

MSCI is removing five Chinese firms from its global index due to Trump’s EO 13959

MSCI Inc. revealed this week that it will be pulling out five Chinese companies from its global equity index. The American finance company headquartered in New York City stated that the removal will begin on Jan. 27 since...

S. Korea fines 7 local steelmakers 300 billion won over price collusion

The Korea Fair Trade Commission (KFTC) fined Hyundai Steel Co. and six other steelmakers a combined 300 billion won for colluding to fix the purchase price of steel scrap. It marked the fourth-largest amount of fines...

Starbucks suffers 5% dip in quarterly sales

Starbucks Corp. reported a 5 percent drop in sales in the first quarter ending Dec. 27, more than analysts estimates of a 3.4 percent decline, as the soaring number of coronavirus cases in the United States kept customers...

S. Koreans spend 12.2 trillion won on top food delivery services in 2020

South Koreans spent 12.2 trillion won on the countrys top two food delivery services, Baedal Minjok and Yogiyo, last year, up 75 percent from 6.95 trillion won in 2019, according to the data from industry tracker...

Politics

Ivanka Trump may be backed for a 2024 presidential bid by father Donald Trump if ex-POTUS cannot run

Of all of Donald Trumps adult children, Ivanka Trump is the one who has worked closely with him as his adviser during his term. Should Trump be unable to run for president in the 2024 elections, Ivanka is predicted to be...

Joe Biden climate policy: Executives pen open letter to POTUS in support of climate change fight

Joe Biden has reiterated the importance of fighting the ongoing issue that is climate change, rejoining the Paris Climate Agreement shortly after his inauguration. Executives from major companies have now signed on to...

Joe Biden reaffirms alliance in phone call with Angela Merkel

Since becoming the new president, Joe Biden has been busy contacting fellow world leaders to reaffirm ties while also pressing on some issues at hand. One of his most recent calls was with German Chancellor Angela Merkel,...

Melania Trump career: Ex-FLOTUS reportedly plans to 'disappear' from public in preparation for new venture

It remains to be seen what former first lady Melania Trump plans to do now that she is out of the White House. But, Melania may be looking to pursue a new venture but not before shying away from the public eye for a...

Science

What to feed ducks – according to science

The simple things in life sometimes bring the greatest joy like feeding the ducks at your local pond. The next time you pay your feathered friends a visit, consider introducing some variety into the food you give them....

Yellowstone volcano: USGS warns of possible eruption

Many scientists are keeping watch over the activity occurring in the Yellowstone volcano because of its potential to inflict large-scale damage in the United States. Now, scientists at the USGS have now warned of a...

Mars mission: NASA scientist says Martians can help humans live on Red Planet

Being able to live on Mars is one of the goals that space agencies all over the world have when it comes to exploring the red planet in future Mars missions. Although it may take a while to figure out how we may be able to...

Black holes: Albert Einstein's theory may save Earth from wandering black holes

Black holes are one of the most mysterious objects in the universe and were first brought up by renowned scientist Albert Einstein. With the possibility of wandering black holes being able to consume our own planet, the...

Asteroid alert: 16-meter space rock to pass by Earth on New Year weekend

With days to go until the Earth completes another year around the Sun, it appears that the universe also has plans to celebrate the new year along with us. An asteroid is set to pass by our planet a few days after the new...

Technology

Samsung’s Galaxy Watch ECG, blood pressure monitoring availability expands to 31 countries

Fans of wearable devices in more countries might start considering using the Samsung Galaxy Watch 3 or Watch Active 2 as their vital health monitoring features will be available soon. The tech company acquired the...

‘Animal Crossing: New Horizons’ players still demand the return of Brewster and The Roost

Every video game franchise has beloved characters that fans always hope to see in new installments, and that is arguably Brewster for the Animal Crossing series. With Animal Crossing: New Horizons close to celebrating its...

Amazon launches $5/month Alexa Guard Plus service that makes speakers bark like a dog

People now live in a world of subscription-based services, and Amazon has just introduced its new offering to pair with its Echo speakers. The company just launched the Alexa Guard Plus that, as the name suggests, presents...

Apple Watch Series 7 is reportedly launching with a non-invasive blood sugar level monitoring feature

The Apple Watch Series 7 could be a vital gadget for smartwatch users with diabetes. The upcoming wearable device is reportedly launching with a new medical monitoring feature later this year. Apple Watch Series 7 is...
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