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Apple Card was unveiled in March via the Apple Special Event that took place at Steve Jobs Theater at Apple Park in Cupertino, California. The tech company explained that it is the first mobile credit card, and they incorporated it to the iPhone Wallet for easy use and tracking of Apple-related purchases.
The Apple Card has a lot to offer to the users. Aside from the convenience, functionality, and user-friendly interface, it will revolutionize how people use credit cards and mobile phones for business and shopping.
What is Apple Card?
Apple Card is a consumer U.S. credit card issued by Goldman Sachs. A digital version of it lives in the Wallet app of your iPhone geared towards online and in-store contactless purchases.
As posted on the Apple website, the card “lives on your iPhone lets you do things you simply couldn’t do before. Things that actually help you build a healthier financial life.”
It was added that what the user paid for, when and where will all be clear when Apple Card is used. But although the card is integrated into the iPhone, there is also a physical version, and unlike most credit cards, Apple’s is made of titanium, and there is no card number, CW security code, signature, and expiration date. These details were not included for the protection of the account info of the users.
Application - How to get it?
Obtaining the Apple Card is easy, and the application process only takes about a minute as per 9to5Mac. Apple will fill up part of the application form using the date from the user’s Apple ID, so the process is faster. It was said that once the form is submitted, the decision to decline or approved the credit card usually comes instantly.
Applicants should take note that this is a credit card so Apple will still consider the credit score. People with a score between 600 and 700 are approved and most likely given a $1,000 credit limit.
Benefits and advantages
The Apple Card offers a range of benefits like a cash-back. It has a rewards system as well that allows shoppers to earn rewards with their purchases. Plus, there is no annual fee to think about and purchases at iTunes, Apple stores will earn you 3 percent cashback.
Release date
The Apple Card’s exact release date was not mentioned, but it will be coming out in summer. It will initially be available in the United States and will expand to other countries later on
