Payday lenders have embraced installment loans to evade regulations – but they may be even worse

Dec 10, 2019 05:21 am UTC| Insights & Views Law Business

Installment loans seem like a kinder, gentler version of their predatory cousin, the payday loan. But for consumers, they may be even more harmful. Use of the installment loan, in which a consumer borrows a lump sum and...

Legal win doesn't mean Ontario student associations are in the clear

Dec 10, 2019 05:12 am UTC| Insights & Views Law

The Ontario governments so-called Student Choice Initiative was recently declared unlawful following a court challenge launched by the Canadian Federation of Students and the York Federation of Students. The Ontario...

Litigation is the real reason financial reports are becoming harder to read

Dec 09, 2019 06:01 am UTC| Insights & Views Law

Westpac can expect a bumper turnout of shareholders at its annual general meeting in Sydney on Thursday, many of them angry at its alleged role in facilitating child exploitation in the Philippines, its 23 million alleged...

'Stop-and-frisk' can work, under careful supervision

Dec 09, 2019 04:51 am UTC| Insights & Views Law

In mid-November, former New York City Mayor Michael Bloomberg apologized publicly for his backing of a practice intended to reduce violent crime that had for years been criticized as racially biased. I realize back then I...

Emails outside working hours: are they against employment law?

Dec 09, 2019 04:43 am UTC| Insights & Views Law

It is common for many employees to send, read and reply to work emails at all hours of the day and night, including weekends. This change in work culture developed in recent decades and has accelerated with the advent of...

London Bridge attack: why longer sentences for terrorist offences are not the answer

Dec 04, 2019 12:15 pm UTC| Insights & Views Law

Following the recent attack in London, where two Cambridge University graduates were stabbed to death and at least three other people were seriously wounded by convicted terrorist Usman Khan, many questions are now being...

Westpac ticking every anti-money-laundering box wouldn't make much difference to criminals

Dec 03, 2019 03:40 am UTC| Insights & Views Law

The charges surrounding Westpacs alleged 23 million breaches of anti-money laundering laws have been called about as serious as it gets. They include, in the words of Home Affairs Minister Peter Dutton, giving a free pass...