5 Ways to Lower Your Insurance Rates With Pretected

When it comes to auto insurance, don’t pay more than you have to. Here are 5 ways to lower your car insurance rates with Pretected.com and get you driving in the right direction:

1. Compare quotes - The most important thing to remember regarding car insurance is that you are not married to the insurer! If You're Not Happy... Switch! Pretected helps you do just that - they compare between several different competing insurance companies, finding you the best company with the best policy for you. Prices vary from company to company, so it pays off to fill in your details on their website to find a cheaper, better fitting policy, for your specific needs. If a policy is not good for you or you won’t be able to save money with it, they don't show it in their results. According to research, comparing auto insurance quotes online (and practically making the carriers compete for your business) can save up to 50% on your costs and help control your monthly payments.

2. Bundle deals - Buy your homeowners and auto coverage from the same insurer. Most insurance carriers offer a homeowners discount and a multi-policy discount as long as you insure both policies with the same carrier. You may also get a reduction if you have more than one vehicle insured with the same company - but not always. While bundling gives you a discount, that doesn’t mean it’s always the cheapest option. With Pretected, you can compare between several insurers online offering both bundled and separate policies.

3. Take advantage of low mileage discounts - Your annual mileage is the number of miles you drive in a year - the higher your mileage, the higher your premium. If you drive your car for work, or use it to commute long distances, you’ll pay more than if you drive only occasionally - the more miles behind the wheel the more exposure to risk. That’s why most companies offer low mileage discounts. It could really be worth your time working out what your annual mileage might be rather than just guessing.

4. Seek out additional discounts - The less you know about your policy and additional availabilities, the more likely you are to overpay for outdated programs and irrelevant policies. For example, companies offer discounts to policyholders who pay the entire annual or six-month premium at once, policyholders who have taken a defensive driving course, agreements to receive e-bills and more. Also, you might not need all of the coverage that they offer such as roadside assistance or car rental coverage. You should go over your entire policy and make sure to remove anything you don’t need.

5. Drive safely - One of the best ways to keep your auto insurance rates down (and maybe this is very obvious to some and should go without saying) is to be a safe driver. Insurance companies look at your driving record when drawing up your auto policy - if you have been in accidents, moving violations, received any tickets, or made previous auto insurance claims - you can get higher insurance premiums. Some insurance companies even offer a safe driver discount of between 15% to 25%.

There are many ways to easily lower your auto insurance premium by hundreds of dollars per year. Pretected.com has taken all of these circumstances and more into consideration when offering you the best policy that works best for you.

This article does not necessarily reflect the opinions of the editors or management of EconoTimes