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SEATTLE, Aug. 01, 2017 -- The 30-year fixed mortgage rate on Zillow® Mortgages is currently 3.73 percent, up one basis point from this time last week. The 30-year fixed mortgage rate rose Tuesday, then hovered around 3.76 percent for most of the week before falling to the current rate on Monday.
“Mortgage rates rose early last week after the FOMC meeting statement all but confirmed that the Fed will end the remnants of its recession-era bond buying program in September,” said Erin Lantz, vice president of mortgages at Zillow. “However, they fell back early this week as global uncertainty builds and markets become sensitive to low late-summer trading volumes. Markets will watch today’s inflation data and Friday’s jobs report for signs of a strengthening American economy.”
Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers on the Zillow Mortgages site and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.
The rate for a 15-year fixed home loan is currently 2.96 percent, and the rate for a 5-1 adjustable-rate mortgage (ARM) is also 2.96 percent.
Below are current rates for 30-year fixed mortgages by state. Additional states’ rates are available at: http://www.zillow.com/mortgage-rates.
| State | Current 30-Year Fixed Rate (8/1/17) | Last Week’s 30-Year Fixed Rate (7/25/17) | Change in Basis Points | ||||
| California Mortgage Rates | 3.72 | % | 3.71 | % | +1 | ||
| Colorado Mortgage Rates | 3.79 | % | 3.71 | % | +8 | ||
| Florida Mortgage Rates | 3.73 | % | 3.72 | % | +1 | ||
| Illinois Mortgage Rates | 3.74 | % | 3.71 | % | +3 | ||
| Massachusetts Mortgage Rates | 3.73 | % | 3.73 | % | 0 | ||
| New Jersey Mortgage Rates | 3.68 | % | 3.69 | % | -1 | ||
| New York Mortgage Rates | 3.85 | % | 3.80 | % | +5 | ||
| Pennsylvania Mortgage Rates | 3.71 | % | 3.74 | % | -3 | ||
| Texas Mortgage Rates | 3.72 | % | 3.70 | % | +2 | ||
| Washington Mortgage Rates | 3.76 | % | 3.73 | % | +3 | ||
About Zillow Mortgages
Zillow Mortgages, operated by Zillow, Inc., is a free, open, and transparent lending marketplace, where borrowers connect with lenders to find loans and get the best mortgage rates. Borrowers anonymously submit loan requests and receive an unlimited number of custom mortgage quotes with real rates directly from thousands of competing lenders. Zillow Mortgages also provides mortgage calculators, mortgage advice, mortgage widgets, and lender directories.
Zillow is a registered trademark of Zillow, Inc.
Media Contact: Catharine Neilson, Zillow [email protected]
