Five Star Bank Partners with Allpoint to Expand ATM Network

WARSAW, N.Y., Oct. 16, 2017 -- Five Star Bank (the “Bank”), subsidiary of Financial Institutions, Inc. (NASDAQ:FISI), announced today that it has partnered with Allpoint Network to offer its customers access to 55,000 surcharge-free ATMs, worldwide. Allpoint Network ATMs – conveniently placed in premier retailer locations – are within Five Star Bank’s branch footprint as well as nationwide and beyond. Complementing and expanding upon the Bank’s existing fleet of ATMs, Allpoint Network ATMs make cash access quick, easy and surcharge-free.

“In today’s evolving marketplace, we are continually seeking convenient banking solutions that meet our customers’ needs,” said Joseph L. Dugan, Senior Vice President, Retail Growth and Profitability Executive for Five Star Bank. “Our partnership with Allpoint Network allows us to eliminate ATM fees and offer an enhanced customer experience by providing access to cash at major retailers, including Wegmans, Target, CVS Pharmacy, Rite Aid and Walgreens. Our customers now have more opportunities to access their cash, surcharge-free, when and where it is convenient for them.”

How to find Allpoint Network
Allpoint Network, the world’s largest surcharge-free ATM network, offers its members access to 55,000 ATMs across the United States, Canada, and Mexico, as well as the United Kingdom and Australia. Five Star Bank customers can search for surcharge-free ATMs by using the Allpoint ATM locator on the Bank’s website under “Branch Locations” or by downloading the free Allpoint mobile app.

About Five Star Bank and Financial Institutions, Inc.
Five Star Bank provides a wide range of consumer and commercial banking and lending services to individuals, municipalities, and businesses through a network of more than 50 offices throughout Western and Central New York State. Additional Five Star Bank information is available at www.five-starbank.com, on Twitter, and on Facebook.

Five Star Bank, Scott Danahy Naylon, LLC (“SDN”) and Courier Capital, LLC (“Courier Capital”) are subsidiaries of Financial Institutions, Inc. SDN provides a broad range of insurance services to personal and business clients across 45 states. Courier Capital provides customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans. Financial Institutions, Inc. and its subsidiaries employ approximately 650 individuals. Financial Institutions, Inc. stock is listed on the NASDAQ Global Select Market under the symbol FISI. Additional information is available at www.fiiwarsaw.com.

About Allpoint
Allpoint Network is the largest surcharge-free ATM network with more than 55,000 ATMs in leading national and regional merchant locations across the United States, Canada, Mexico, United Kingdom and Australia.  Allpoint provides greater access, convenience and savings to customers of financial institutions while providing institutions the tools to compete more effectively for customers. For more information or to find the nearest Allpoint surcharge-free ATM, please visit www.AllpointNetwork.com, like us on Facebook and follow @Allpoint on Twitter. Allpoint Network is a wholly-owned subsidiary of Cardtronics plc (Nasdaq:CATM).  

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