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Richard Whittle

Research Fellow in Economics, Manchester Metropolitan University
I began researching at MMU in 2010 and have taught economics at all levels as well as on various professional and industry qualifications, I teach on the exclusive Bank of New York Mellon degree programme and behavioural and financial economics at postgraduate level.

Following a research career in industry where my consultancy reports were used to develop firms' strategy in negotiating with local government throughout the UK, I was awarded one of only two Economic and Social Research Council studentships to read for a Master's of Research and have recently completed my PhD in Economics and Econometrics at the University of Keele.

I lead the HMRC Programme in Taxation and Fiscal Policy and am the Head of the Centre for Applied Behavioural Economics.

Tech firms like to make cancelling subscriptions infuriatingly hard – but regulators are starting to crack down

Nov 13, 2024 12:34 pm UTC| Business Technology

Imagine your favourite author has a new book coming out, and your local bookshop is offering to deliver it to you for free on publication day. All you have to do in return is sign up to their new reading club. This...

Dark patterns: how online companies strive to keep your money and data when you try to leave

Oct 11, 2023 03:37 am UTC| Business

Have you signed up to an online service for a free trial, decided it isnt for you, but still ended up paying for it months or even years later? Or tried cancelling a subscription, and found yourself giving up during the...

Digital Currency Revolution

Altcoin season 2.0: why bitcoin has been outgunned by crypto rivals since new year

Feb 25, 2020 13:32 pm UTC| Insights & Views Digital Currency

When bitcoin was trading at the dizzying heights of almost US$20,000 (15,360) in December 2017, it was the peak of the previous bull run in cryptocurrencies. It was a classic bubble, in line with the work on such phenomena...

Digital Currency Revolution

Bitcoin's threat to the global financial system is probably at an end

Jan 06, 2020 17:02 pm UTC| Insights & Views Digital Currency

2020 could well be the year that the cryptocurrency dream dies. This is not to say that cryptocurrencies will die altogether far from it. But to all the financial romantics who have cheered the rise of bitcoin and other...

Digital Currency Revolution

More than 1,000 cryptocurrencies have already failed – here's what will affect successes in future

Nov 24, 2019 14:33 pm UTC| Insights & Views Digital Currency Business

Many cryptocurrencies have been launched in the past few years, often to great fanfare and celebration, only to fade and fail as the public and investors shun them. According to Coinopsy, which tracks such failures, there...

Economy

FxWirePro- Major Economic events for the day

Date Time Currency Event Actual Forecast Previous Thu Nov...

Navigating Economic Waters: Insights from Fed Leaders on Inflation and Monetary Policy

Susan M. Collins, President of the Federal Reserve Bank of Boston, recently shared her economic views. She noted that the economy is doing well, with inflation heading towards the 2% target and a strong job market. At an...

Biden Rushes Loan Forgiveness for Ukraine Before Potential Policy Shift

The Biden administration forgave $4.7 billion in loans to Ukraine, State Department spokesman Matthew Miller said. Aimed at bolstering Ukraine against Russia, the move comes as officials expedite aid before leaving office....

Anticipation of Inflation Trends: What Today’s CPI Data Means for the Market.heading

The UK. Consumer Price Index (CPI) data is set to be released today, and its an important indicator for understanding inflation trends and potential changes in the BOE monetary policy. Headline CPI: Expected to rise...

FxWirePro- US Jobless Claims Preview

In the week ending November 9, 2024, initial jobless claims in the U.S. fell to 217,000, down from 221,000 the week before. This is the lowest number of claims since May and is much lower than the expected increase to...

Politics

Sen. Tuberville Declares: 'Trump's Cabinet Picks Are the Blueprint for American Greatness!'

Senator Tommy Tuberville (R-Ala.) has voiced strong support for President-elect Donald Trumps recent Cabinet nominations, asserting that these selections align with the America First agenda endorsed by voters in the recent...

Donald Trump's NATO Pick Sparks Outrage: 'Whitaker's Appointment Is a Dangerous Gamble!' Critics Warn

President Donald Trump has nominated Matthew Whitaker, former acting Attorney General, as the United States Ambassador to NATO, a move that has ignited significant controversy due to Whitakers limited foreign policy...

Tulsi Gabbard's Political Transformation: 'Democrats Oppose Freedom,' Says Trump's Intelligence Nominee

Tulsi Gabbard, President Donald Trumps nominee for Director of National Intelligence (DNI), has publicly detailed her departure from the Democratic Party, citing fundamental disagreements over issues of freedom and...

Rep. Hageman Praises Gaetz's 'Brilliant Legal Mind': 'He'll Stir Up the DOJ!'

In a recent statement, Representative Harriet Hageman (R-Wyo.) expressed strong support for former Representative Matt Gaetzs nomination as Attorney General, highlighting his legal acumen and potential to reform the...

Donald Trump Demands Border Security After Illegal Immigrant Convicted in Laken Riley Murder: 'We Must Act Now!'

In a recent social media post, former President Donald Trump called for enhanced border security following the conviction of José Ibarra, an undocumented immigrant, for the murder of 22-year-old nursing student...

Science

Why does everything look flat even though the Earth is round?

Ever since the ancient Greeks first made observations of the circular Moon and the skies, scientists have known that the Earth is a sphere. Weve all seen beautiful images of the Earth from space, some photographed by...

Blue Origin Prepares to Test New Glenn Rocket, Set to Rival SpaceX's Falcon Rockets

Blue Origin is making significant strides toward testing its New Glenn rocket, designed to compete with SpaceXs Falcon lineup. With seven BE-4 engines producing 3.8 million pounds of thrust, the New Glenn is set to test...

SpaceX’s $2.9 Billion Moon Ship Reveals Spacious Design for Future Lunar Missions

SpaceXs latest prototype of its Starship Human Landing System (HLS) offers an inside look at the spacious, two-story design that could soon carry astronauts to the Moon. A central feature in NASAs Artemis program, this...

CDC Urges Second COVID-19 Vaccine for Seniors: ‘Protect Your Health This Season!’ Experts Say It’s Critical

In a recent public health announcement, the Centers for Disease Control and Prevention (CDC) recommended that individuals aged 65 and older receive a second dose of the 2024-2025 COVID-19 vaccine. This additional dose, the...

Breakfast Secrets: 'Fiber-rich Foods Are the Key to Weight Loss!' Experts Reveal Shocking Truth

Health experts often emphasize the importance of a balanced diet combined with regular exercise for weight management. However, for many, achieving these goals can be a daunting challenge. Instead of drastic food...

Technology

Cybertruck Joins Trump’s Motorcade at SpaceX Starship Test in Texas

The Tesla Cybertruck turned heads as it rolled alongside President-elect Donald Trumps motorcade near SpaceXs Starbase during Starships highly anticipated test flight. The presence of the futuristic EV underscored the...

HBAR, OM, and APE Tokens Gear Up for Rally as Binance Reveals Major Trading Pair Expansion

HBAR, OM, and APE are grabbing the spotlight as Binance unveils expanded trading pairs and Spot Algo services. Launching November 22, the announcement has market watchers eyeing a rally despite recent turbulence in token...

Shiba Inu Scam Warning Shocks Community: Fraudsters Use Fake Tokens to Exploit Shibarium Enthusiasts

The Shiba Inu team has issued an urgent scam alert following a surge of fake accounts and tokens exploiting Shibarium users. Community members are reminded to prioritize safety, verify all information, and avoid engaging...

Is Bitcoin’s Rally in Danger? Five Critical Signs Suggest Bull Run Could Be Nearing Its Peak

As Bitcoin breaks the $94,000 barrier, CryptoQuant warns of five crucial indicators that could signal a looming price peak. The MVRV ratio and Fear Greed Index are hitting critical levels, prompting analysts to advise...

Shiba Inu’s 14.84 Trillion Surge: Are Whales Quietly Shaping SHIB’s Next Big Move?

Shiba Inu recorded an eye-catching 14.84 trillion in transaction volumes over the past 24 hours. As whales scale back their activity, SHIBs struggle at key support levels could signal either a breakout or a deeper...