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Entrepreneur Michael Dell and his wife, Susan Dell, have announced a landmark $6.25 billion philanthropic pledge to support the Trump administration’s new Invest America initiative, often referred to as “Trump accounts.” As part of this effort, the Dell family will deposit $250 into the investment accounts of 25 million American children, strengthening the program’s mission to expand long-term financial opportunities for young people.
Created under President Donald Trump’s One Big Beautiful Bill Act, the Invest America program will provide $1,000 in government-funded contributions for all U.S. children born between 2025 and 2028. Accounts are scheduled to open on July 4 next year, although operational details are still being finalized. Funds must be invested in a stock market index fund and will become accessible when recipients turn 18, allowing them to use the money for education, job training, home ownership, or launching a business.
Michael Dell said the couple’s contribution reflects their belief in investing in future generations. The initiative is designed to give middle-class families a stronger foothold in economic growth, with Trump noting it will offer millions of children “a shot at the American dream.” Dell Technologies shares rose more than 3% following the announcement, though the company is not involved in the donation.
The Dell family will target children living in ZIP codes where median household income is $150,000 or less, prioritizing those under age 10 but leaving room for older kids to qualify if funds remain. Their pledge comes from separate charitable resources, not the Michael & Susan Dell Foundation, which has already contributed nearly $2.9 billion to education-focused initiatives since 1999. Michael Dell, now worth nearly $150 billion, continues to be one of the world’s wealthiest innovators.
Meanwhile, financial firms such as BlackRock, Franklin Templeton, and Ameriprise Financial are actively lobbying for roles in administering the new accounts. Industry groups are urging the Treasury Department to create a competitive marketplace that encourages strong educational support and flexible investment options to ensure the program’s long-term success.
